Terms of Service

Last updated: 12 October 2026

Welcome to our website. These Terms of Service govern access to and use of the informational, promotional, and advertising materials published on this website.

Please read these Terms of Service carefully before using the website, submitting personal information, or following links to external financial service providers.

1. Website Operator

This website is operated by:

INDIVIDUAL ENTREPRENEUR OKSANA OLEKSANDRIVNA KAMCHATKINA
Operating as Nova Digital Agency
Tax Identification Number: 3036723489
3 Heroiv Dnipra Street, Apartment 128
Kyiv, 04209
Ukraine

Email: [email protected]

2. Purpose of the Website

This website provides informational, promotional, and advertising content relating to financial services, investment-related topics, and third-party financial platforms.

The website may contain sponsored articles, advertising materials, referral links, and forms allowing visitors to request additional information from external providers.

Unless expressly stated otherwise, the website operator does not act as a securities dealer, investment adviser, investment fund manager, bank, broker, or custodian of client assets.

3. Advertising and Sponsored Content

Certain content published on this website may be sponsored or created for commercial advertising purposes.

The website operator may receive compensation from advertising partners or service providers when visitors click referral links, submit registration forms, or complete qualifying actions with third parties.

This commercial relationship may create an incentive to promote particular products or services.

Promotional materials should not be interpreted as independent financial journalism, official government communications, regulatory endorsements, or personalised financial recommendations.

4. Eligibility and Age Restrictions

This website is intended for individuals aged 18 years or older.

Certain financial products may have additional age, residency, identity, financial suitability, or regulatory eligibility requirements.

By proceeding beyond the age confirmation, visitors confirm that they meet the website's minimum age requirement.

Access to this website does not establish eligibility to purchase or use any financial product.

5. No Financial, Legal or Tax Advice

All information provided on this website is intended for general informational and advertising purposes only.

The content does not constitute personalised financial advice, investment recommendations, legal advice, or tax advice.

Visitors should independently assess their financial objectives, financial situation, experience, and risk tolerance.

Where appropriate, visitors should consult a qualified and appropriately registered professional before making financial decisions.

6. Investment and Trading Risks

Investing and financial trading involve significant risks, including the possible loss of all invested capital.

Certain leveraged products may expose investors to additional liabilities, depending on the product and applicable legal protections.

No investment strategy, trading platform, automated system, or artificial intelligence technology can guarantee profits.

Past performance, hypothetical results, testimonials, and illustrative examples do not guarantee future financial outcomes.

Visitors are strongly encouraged to review the complete Risk Disclosure before considering any financial activity.

7. Registration Forms and Information Requests

This website may provide forms through which visitors can request information about financial products or services.

When submitting a form, visitors may be asked to provide information such as their name, email address, telephone number, and other details necessary to process their enquiry.

Visitors agree to provide accurate information and must not submit another person's personal information without appropriate authorisation.

Submitting an enquiry does not automatically open an investment account, execute a financial transaction, or create an obligation to deposit funds.

8. Contact by Financial Service Providers

Where clearly disclosed at the point of submission, personal information provided through a registration form may be transferred to the relevant financial service provider or authorised processing partner for the purpose of responding to the visitor's enquiry.

Any required consent for marketing communications must be requested separately and in accordance with applicable privacy and electronic communications laws.

Submitting a form does not provide unlimited permission for unrelated marketing communications.

For further information about the processing of personal data, please refer to our Privacy Policy.

9. Third-Party Financial Services

This website may refer visitors to independent financial platforms, investment service providers, brokers, or other commercial partners.

Such providers may have their own eligibility requirements, registration procedures, contractual terms, fees, withdrawal policies, and privacy practices.

Any agreement entered into with a third-party provider is governed by the terms agreed between the visitor and that provider.

Visitors should verify the legal identity, regulatory status, and service conditions of any provider before transferring money.

10. No Guaranteed Earnings

This website does not guarantee any particular investment return, profit level, monthly income, withdrawal amount, or financial outcome.

Financial results depend on many factors, including market conditions, investment decisions, fees, and the particular financial products involved.

Statements concerning potential earnings must not be interpreted as promises of future performance.

11. Testimonials and Illustrative Examples

Testimonials, examples, case studies, account illustrations, and other promotional scenarios may describe individual or hypothetical experiences.

They should not be treated as evidence that similar results can be achieved by other visitors.

Where material is fictional, simulated, or illustrative, its nature should be clearly disclosed.

12. Verification of Financial Providers

Visitors are responsible for independently verifying the legitimacy and regulatory status of any financial provider before opening or funding an account.

Canadian visitors may consult the Canadian Securities Administrators for information about registration and investor protection.

Official website: www.securities-administrators.ca

13. Fees, Deposits and Withdrawals

External financial providers may charge fees or impose conditions relating to deposits, trades, account maintenance, currency conversion, or withdrawals.

Visitors should carefully review all charges, conditions, minimum deposits, and withdrawal restrictions before entering into any transaction.

The website operator does not guarantee that third-party providers will approve accounts, process withdrawals, or provide particular financial returns.

14. Acceptable Use

Visitors agree not to use this website for unlawful, fraudulent, or unauthorised activities.

Prohibited conduct includes:

• Submitting false or misleading information.
• Impersonating another individual.
• Attempting unauthorised access to systems.
• Distributing malicious software.
• Disrupting website availability.
• Using automated systems to submit abusive or fraudulent requests.

15. Intellectual Property

Text, images, graphics, website layouts, logos, and other materials may be protected by copyright, trademark, or other intellectual property rights.

Visitors may use the website for lawful personal informational purposes.

Reproduction, redistribution, or commercial exploitation of protected materials requires appropriate permission unless otherwise permitted by law.

Third-party trademarks and product names remain the property of their respective owners.

16. Website Availability

We aim to maintain the accessibility and technical functionality of this website.

However, temporary interruptions may occur due to maintenance, technical failures, security incidents, or circumstances beyond our control.

We do not guarantee uninterrupted availability or error-free operation.

17. Accuracy of Information

We aim to provide information with reasonable care.

Nevertheless, information concerning financial products, service availability, provider terms, and market conditions may become outdated or change over time.

Visitors should confirm material facts directly with the relevant provider before making financial decisions.

18. External Links

This website may include links to independently operated websites.

External services may have their own terms, privacy policies, security practices, and legal requirements.

The presence of an external link does not automatically constitute an endorsement or guarantee of the linked service.

19. Limitation of Liability

To the extent permitted by applicable law, the website operator does not accept responsibility for investment losses arising solely from decisions made by visitors in relation to third-party financial products.

Visitors acknowledge that financial decisions involve independent judgment and may result in substantial losses.

Nothing in these Terms excludes, restricts, or limits liability that cannot lawfully be excluded, including liability arising from fraud, intentional misconduct, or other mandatory statutory protections.

20. Privacy and Data Protection

The collection, use, retention, disclosure, and protection of personal information are described in the website's Privacy Policy.

Visitors should review that policy before submitting personal information.

Where applicable, the website operator seeks to comply with relevant privacy and electronic communications laws.

21. Complaints and Concerns

Questions or complaints regarding this website may be submitted to the website operator.

Email: [email protected]

Complaints relating to financial products, investment accounts, trading transactions, or withdrawals should generally be directed to the relevant financial service provider.

Canadian investors may also contact appropriate provincial securities regulators or other competent authorities.

22. Changes to These Terms

We may revise these Terms of Service to reflect changes in website functions, business activities, technical requirements, or applicable legal obligations.

Updated terms will be published on this page with the corresponding revision date.

Any changes will apply prospectively, subject to mandatory legal requirements.

23. Applicable Law

These Terms are subject to the laws applicable to the website operator and the relevant activities, without excluding mandatory consumer, privacy, or investor protection rules that apply to visitors in their jurisdiction.

Nothing in these Terms is intended to deprive visitors of legal rights that cannot be waived under applicable legislation.

24. Acknowledgement of Risk

By using this website, visitors acknowledge that they have been provided with access to information concerning the risks associated with financial products.

Visitors should not proceed with any investment unless they understand the product, its costs, its regulatory status, and the possibility of financial loss.

25. Contact Information

Nova Digital Agency
INDIVIDUAL ENTREPRENEUR OKSANA OLEKSANDRIVNA KAMCHATKINA
Tax Identification Number: 3036723489
3 Heroiv Dnipra Street, Apartment 128
Kyiv, 04209, Ukraine

Email: [email protected]